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Strawberry Establishment Insurance
First cultivated in 18th century Europe (an accidental cross of the Virginia 'wild' and the Chilean 'beach' varieties), the Garden Strawberry we know and love is the world's most cultivated strawberry variety - including here in Manitoba.
Strawberry Establishment Insurance provides coverage to Manitoba's commercial strawberry producers who sustain losses in the establishment period due to natural causes. If you qualify, your strawberry plants can be insured over their first winter after being transplanted.
- Eligibility
- Costs & Coverage
- Deadlines
- Claims
- Procedures
- Links
Eligibility
Eligible Producers
To qualify for Strawberry Establishment Insurance, you must:
- be a participant in the AgriInsurance program
- grow strawberries commercially
- transplant your strawberry plants on or before {program_details::transplant_date}
- have a minimum of {program_details::min_plants} first-year plants
- insure all plants
Note: Landlords are not eligible for Strawberry Establishment Insurance.
Eligible Crops
Eligible strawberry plants must be:
- transplanted into the field by {program_details::transplant_date}
- irrigated
- have adequate straw or mulch cover
- declared on your Seeded Acreage Report (SAR)
Note: Strawberry plants are only eligible for establishment insurance and do not qualify for any other AgriInsurance. However, established strawberries may be selected for coverage under the MASC Hail Insurance program.
Costs & Coverage
Premiums for the Strawberry Establishment Insurance program are cost-shared: {producer_share}% by the producer, {federal_share}% by the Government of Canada and {provincial_share}% by the Province of Manitoba, as part of the Federal-Provincial Growing Forward Framework agreement.
Producers pay ${program_details::premium_per_plant} per plant (${program_details::premium_per_hundred} per 100 plants) for Strawberry Establishment Insurance.
Note: Neither a premium discount nor surcharge will apply to Strawberry Establishment Insurance.
Coverage
Coverage is available for the first winter in which you transplant the strawberry plants into the field (before they produce strawberries).
The current established dollar coverage is ${strawberries::per_plant} per plant, and reflects the replacement value of strawberry plants.
Period of Insurance
Strawberry Establishment Insurance is in effect from the date of planting to {end_coverage} the following year.
Deadlines
| Date | Last Day to... |
|---|---|
| March 31st |
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| June 20th (following year) |
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| June 30th (planting year) |
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| June 30th (following year) |
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Claims
A {program_details::deductible}% deductible is applied to all Strawberry Establishment claims. If you lose {program_details::deductible}% or more of your insured plants, you must have the damaged plants inspected by an MASC adjustor before they are destroyed.
The following formula is used to calculate indemnity:
Indemnity = (# of plants destroyed - {program_details::deductible}% deductible) x Dollar Value per plant
You plant 4000 strawberry plants in the spring, but unfortunately 3000 plants don't survive until {program_details::end_coverage} of the next year. MASC inspects the strawberry patch and determines that none of the 3000 plants are salvageable.
For each plant destroyed (minus the deductible), you are entitled to ${strawberries::per_plant} per plant.
| Deductible: | = 4,000 plants x {program_details::deductible}% = . plants |
|---|---|
| After confirming 3,000 plants were destroyed, MASC will pay an indemnity: | |
| Indemnity: | = (3,000 - .) x ${strawberries::per_plant} = $. |
Procedures
Making a Claim
You have until {program_details::end_coverage} to make a claim on your Strawberry Establishment Insurance without penalty. If you've lost more than {program_details::deductible}% of insured plants, you must have them inspected by an MASC adjustor before removing or destroying them.
Late Claims
Producers who file their claims after {program_details::end_coverage} (but before {program_details::last_claim}) will be charged a late filing fee equal to {program_details::late_fee}% of the indemnity (to a maximum of ${program_details::max_late_fee}).
Appealing an Appraisal of Loss
If you do not agree with an appraisal of loss completed by MASC, a second appraisal will be completed. If you do not accept this second assessment, or you reconsider the decision after signing a claim, you have 7 days to appeal the assessment to the Appeal Tribunal.
For more information, please see Appeals.
Related MASC Links |
External Links |
